Now doesn't sound wonderul. Perhaps easy too. After all "All ya gotta do is....".
That has to be phrase and cliche that sends chills down your spine, like the cliche "BUY NOW PAY LATER", which should really be "BUY NOW, PAY FOREVER".
For Objective #1, I like to refer to some shows on TV, now on Youtube, that my family and I like a lot, namely "Til Debt Do Us Part", <- Link here. Its upbeat, it's savvy, and the host does a good job. Blunt to a fault, the program airs a lot of truths the subjects have avoided, which all contribute to the position they find themselves in, so understandably, there are detractors. For sure, if you don't want to hear the truth, just leave it right there.
For Objective #2, Understanding Money Like a Pro, I'll be working to illustrate, why we so easily find ourselves in situations miring us in debt.
"Managing Money Might As Well be Rocket Science" is my motto. Given that there are 6 major corps that control 90% of the media output in North America at any given time, is it any wonder that we are fed a diet of Finance Fake News that encourages us to feed at the trough of Financial Junk Food? In My Opinion we get sold on every scheme that comes down the pike, so we swallow it hook line and sinker, and we get anesthized and accustomed to financial predators and parasites feeing off our funds daily, from the debt card fees, to 30% interest rates on Credit Card Cash Advances, to 47% APR's on Qwk Loans, and 86%+ interest rates on PayDay loans. After awhile, your local loan shark begins to look good compared to these guys.